Loan terms in Konga
Amount 300...5400 R
Term 4...35 days
Rate 1,60 ...5,00 %
Ways to obtain Bank card, Cash account
Repayment options Personal account, Bank card, Cash account
Application processing speed 5 minutes
Payout rate 5 minutes
Documents Pass
Work schedule Around the clock
Age, years 18

About Konga

Konga loans South Africa is a leading provider of online loans in South Africa trading as Konga24 loans, using artificial intelligence and state of the art technology to have your full loan application done online. Your approval is done within minutes and the process is 100% secure.

Competitive advantage

The Konga loans application process is fast. It takes less than a minute to fill in the online application and you can get your money transferred to your account within 5 minutes of submission. For returning customers, it can take as little as 1 minute for your funds to be transferred to your bank account. Returning customers also have 5 days interest free when borrowing from Konga 24 loans.

Loan terms

A Konga24 loan are payday loans and must be repaid in full including admin charges and interest within 35 days of accessing the loan.

What is the loan limit?

New applicants can get loans of between R 300 and R 5,400 depending on the tier assigned to you by the AI system. As a first time borrower you are however more likely to get a maximum loan of R 1,500.00.

As a customer pays back their loan and borrows more frequently from Konga 24 loans, the amount they can borrow is more likely to be up to R 5,400 depending on the tier assigned by the Artificial intelligence system.

What is the loan period?

The loan period is the number of days between the advance being made to a customer and the repayment date. Konga 24 loans are advanced for periods of between 4 and 35 days.

Loan interest rate?

Interest rates of Konga loans will not exceed 5% per annum. The lower your risk profile the lower will be your interest rate. For returning borrowers, you will get a discounted interest rate.

With Konga you get your loan within 5 minutes for first time borrowers and 1 minute for returning borrowers.

There will be an admin charge put on everything. This charge is minimal and line with the credit act.

How is confidentiality and protection of personal data implemented?

Konga24 payment systems comply with the standards of VISA and Mastercard internationally. Customer information is kept secure as per the national credit act and the protection of personal information laws.

Minimum requirements for the borrower

Any borrower must:

  • receive a salary;
  • be 18 years of age or older;
  • possess a South African ID;
  • operate a South African bank account.

Personal account functionality

You must create your own personal account on the Konga24 website to access Konga24 loans. It is in this profile that you can make all your loan applications with Konga24 loan going forward.

To create a Konga24 loan account, click on the Registration button in the top right corner of the website and fill in the required details and then click next. The system will prompt you through the process from there.

How to apply for a loan

To apply for a loan from Konga24 loans, just go onto the Konga webpage and move the sliders on the homepage to the amount you require as well as the number of days you would like to repay the loan within. Click on the Apply button and either log into your account if you are a registered customer or click registration to complete the Konga registration process and register your profile with Konga 24 loans. Fill in the required information and submit your application. The system will give you your Konga24 login once you have completed the registration process. Within a couple of minutes your loan outcome will be sent to you after which you will just need to send through your digital signature and your funds will be transferred to your bank account.

Applying for a Konga 24 loan will take you less than 1 minute to fill in the online forms and submit them.

After making the application, your loan will be assessed and an outcome given to you within 5 minutes for first time borrowers and within 1 minute for returning borrowers. Just make sure to use your same Konga login details. This is because your Konga24 login is linked to your Konga account.

You just need to be at your computer for less than 10 minutes to apply and get your outcome on your Konga24 loan.

No matter what time of day or week you make your loan application, it will be assessed and an outcome given within 5 minutes.

In case you need any help, online consultations are available by emailing customer service or calling them between 8:30AM and 5PM Monday to Friday. Customer service will answer your email query within the same day and your call will be answered when you call during the prescribed hours.

How to repay the loan

Repaying your Konga24 loan can be done in one of two ways.

Repayment of the loan with Konga24 loans is simple. Loans are repaid by debit order. However, should you feel ready to repay your loan, you can do this from your Konga Account as long as this is not less than 3 days from your debit order date. This is so that you do not pay the same amount twice to Konga24 loans.

The Konga24 loan must be repaid in between 4 and 35 days. If a late payment is made, you will be charged interest on the outstanding balance as well as a penalty late payment fee.

If there are unforeseen circumstances, you can request an extension but you will be charged extra interest and a penalty fee for late repayment.


Reviews on the internet speak highly of the quick application and approval process of Konga 24 loans as well as the favourable interest rates as you use Konga24 loans more.

Advantages and Disadvantages

Using Konga loans allows you to get that loan you require within minutes. No waiting in lines at the banks to apply for a loan. The only disadvantage is that the loans are repayable within 35 days.

Konga Contacts

In order to get hold of Konga24 loans, call 011 897 1931 or email


Reviews about Konga (5)

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My son is 12 and he wanted a new laptop for his birthday very much. But I just couldn’t buy him such an expensive gift due to big money problems. I doubted for a long time, but then I decided to take a loan in the company Konga. And I never regretted it in the future! So, I can recommend this service for everybody in need.
I was extremely impressed with the ease and the speed of the loan application process. Right from the Konga login, I filled out the short application and chose my preferred amount and the loan term. Their terms were easy to understand and the funds were wired within the specified time-frame. The repayment was done automatically!
When I called the Konga24 customer services with questions about getting a loan, my questions were answered satisfactorily without being transferred to several different people. That's how it should be done! I highly recommend them to any South African resident searching for a good loan experience.
The fastest user-friendly loan process I ever experienced has been with Konga loans. None can compete with their seamless loan approval process! I am extremely pleased that what was advertised was delivered without any hassles or hidden terms. I would recommend them to anyone looking for a short-term loan.
This is my second experience with Konga. It is the easiest and fastest way to complete the process. Their rates are very fair! Quickest method to get money online. Plus, they also have a variety of tiers to choose from! I felt like a real customer and that I mattered. Most importantly, I was treated well.

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